What You Will Learn from Expert Speakers
There is nowhere else you can go to
learn everything in a Focus Fast-Track-to-Learning
program. Each Seminar is worth the price
of the program. Imagine getting a crash course on Mexico in just
one week - everything you need, every question answered (including many you never thought of). You get everything in one
fell swoop. You’ll have access to our recommended Specialists, the best in
their field. AND we even give you a Certificate to come back again, any time in
the next 5 years following your program, and sit in on the sessions again for
Free. You have nothing to lose and everything to gain.
You’ll also be part of the Focus
Network and once you have decided to make the move, you will have access to the Focus Alumni Support section on our website to help you make a smooth transition and you also will be eligible for the Focus Alumni Benefits.
out the Table of Contents.
and facilities - learn about the expertise of doctors and quality of hospitals,
clinics, other facilities including lakeside private clinics/hospitals. Hear
about brand new hospital being built.
health care plans - find out pros and cons of IMSS, and new changes that make
it difficult for foreigners. Introduction to recent new (low cost)
public government health plan with no age limit, or pre-existing condition
issues, and open to foreigners
insurance - Overview of options of private insurance and pros and cons of each
clinic option - Learn how you can have unlimited doctor’s appointments for a
low yearly fee $250 USD. To apply, no age limit, no pre-existing conditions, many
- Focus/Best Doctors Group Health Plan - fabulous options inside plan including can
join up to age 74 plus 11 months, pre-existing conditions automatically accepted after 12
months, $1090 a year for catastrophic coverage (up to $750,000 US annually), deductible only $3000 and no co-pay, worldwide coverage, all the best
doctors and hospitals, includes 2nd opinion from specialist doctor
from the top 5% of doctors in the world.
- Prescription drugs -
availability, cost comparison to north of the border, many ‘prescription drugs’
actually available over the counter
- Alternative health care -
outline of the many options and overview description
- The seminar outlines the many
options and identifies combinations to choose from that would give you the best
coverage at the lowest cost
Living on the Lakeside:
- What’s it like to live in Lake Chapala
- people, culture, language, incredible
support system, lifestyle
- Activities - artist colony with
tons of arts and crafts
- Learn about the more than 50
English Speaking organizations you can access
- Discover wide variety of
churches and spiritual centers available
- Discover exotic fruits and
vegetables, organic produce and meats, imported goods
- Learn about our infrastructure
- unlike no other place - myriad restaurants and live entertainment, movies in
English, live theater, nightclubs plus…
- This comprehensive talk covers
what it is like to live lakeside and all the wonderful things to do and an overview
of the infrastructure that has led to this area being named the #1 Retirement
location in Mexico.
- Covers climate, magic of the
area, demographics, enhanced lifestyle for less, English speaking
organizations, out of the ordinary amazing discoveries, fauna and flora.
talk about safety, crime and violence will be an eye opener as you learn the
full perspective of how this compares to different parts of Mexico, US and Canada, and the world. Plus a
surprise twist! (Note: There are some 20,000 expats living in Lake Chapala Mexico who feel perfectly safe living here. We even have people who bring their children to put in the Mexican school system because of the value system in Mexico.)
- The Legal System - civil vs. common law, court procedures, criminal law,
auto accidents, contract law, foreign investment law. Learn how it really works.
- Real estate law - learn
difference between notary vs. lawyer. Understand public registrations, real
estate ownership including trust vs. direct deed, living trusts, Apostille
process. Is it safe to buy real estate, what to watch for to stay out of
- Wills - do you need one in Mexico, what
happens when someone dies? What will your heirs have to deal with?
- Working or Doing Business in Mexico - Learn
about incorporating a company, tax implications of working, and how this
affects your immigration status.
- What if you work online? Or
What if you work in Mexico
for a U.S.
Taxes in Mexico:
- covers sales tax, property tax, estate tax, capital gains tax, rental income
tax. Learn how to avoid capital gains tax (legally). Are foreigners taxed on
money they bring into Mexico?
What if you work in Mexico
- do you pay taxes? Do you need to pay taxes on rental income?
Rent or Buy:
We have a comprehensive talk on both Renting and Buying, also including
Financing, Title Insurance and Currency Exchange. Buying section covers the
various things you need to watch for in order to stay out of trouble. If you
know to ask the right questions, you have a better chance of getting the right
answers. This also applies to renting as there are some differences that are
important to be aware of so you don’t have unpleasant surprises. You’ll have an
opportunity to go on Behind the Walls Housing Tours and get to know the
different locations and desirability. This is important information to know so
you don't find out the hard way. Focus covers it all.
Learn different rules for renting in Mexico. Find out why you need a
lease in English, why you should not give post-dated checks, or stop-payment on
a check. Learn how to stay out of trouble by asking the right questions.
Get the Cheat Sheet for things to watch for
Learn why some areas popular and others not
Find out about escrow or trust accounts? Are there Disclosure Laws? What about
house inspections or conditional sales? What about zoning and building codes?
What about the construction process?
Process of buying - what do you really need to know?
- What is happening with Economy
Where is it going? Is it safe to invest in Mexico? Is it better to invest in
pesos or dollars?
- Implications of NAFTA on Mexico.
- Learn how Mexico has created historic federal reserves
over $166,644 billion dollars as of April 2013 and the economic opportunities
- Visas, FMM, Temporal,
Permanente and which one is right for you, where and how to apply for pre-authorization
before coming to Mexico,
criteria and how to qualify including proof of income (monthly or through
investments). Learn special options if you don’t meet financial criteria (an
exception rule - legal). Find out advantages and disadvantages of each visa
depending on your circumstances.
- ·What about working papers
attached to your visa? Under which Visas can you work?
receive a detailed Digital Book covering everything to do with moving your
furniture. You’ll learn how you can
bring in all your belongings tax free and how and where to get your Inventory
approved and get your Permit to Bring in your stuff, How and where to get your
Car Permit in advance and more.
- You’ll learn the guidelines for
bringing cats and dogs, how many can you bring - depending on driving or flying
and also if there is a quarantine period. What about birds, horses and other
animals; you’ll learn that too.
- You’ll find out about the Vets
lakeside and if you can get the food your pet is used to.
- What about your foreign plated
vehicle - can you bring into Mexico?
- You’ll learn under what
circumstances you can put Mexican plates (nationalize) - a foreign plated vehicle and the cost and
timing. And also which vehicles you cannot Mexican plate and what happens with
your vehicle then.
- What happens when the
registration expires? How can you sell it in Mexico?
- And of course we have expert
people you can assist you with this process.
- In this Seminar, a Tax Expert specializing in Expats moving in or out of
the U.S. explains how to avoid double taxation if working in Mexico and how you
can legally earn over $95,000 US in Mexico and not pay taxes in the U.S.
- You’ll learn whether to try Long-term Expatriate first when moving to Mexico, or take the more drastic approach and
give up your US
citizenship; and the pitfalls.
- You’ll learn the tax implications of buying property and if you use
financing, how to ensure your mortgage interest, taxes and expenses are able to
be written off. You’ll learn whether it is beneficial to buy through a Living
Trust, Incorporate the Rental, or buy in your personal name, and the
implications for each option.
- Most important, you will discover a little known new law, where if you
do not follow precisely, you could be liable on your U.S. taxes for penalties
from $10,000 to $50,000 USD and/or jail time (in the U.S.).
Many residents living in Lake
Chapala (who have not
taken the Focus program) are on the wrong side of this law and are at risk for these
penalties if discovered.
- You’ll also get to understand the implications to you of the new
(Obamacare) Health Care Law and what happens if you live in Mexico re the mandatory health
- This Seminar alone is worth the price of the program.
- Includes Free consultation.
- Find out how to opt-out of the Canadian Tax system, become a
non-resident for Tax purposes, reducing your taxes to 15% withholding or less.
- Also find out if this is or is not in your best interest, depending on
- Most important, learn what steps to take to remain a Resident of Canada
for CRA (Canada Revenue Agency), if that is your choice.
If you have inadvertently removed important ties that confirm your Canadian
residency, the CRA can take the position that you have become a non-resident
and therefore all of your assets deemed sold, and send you a large bill for
- There are several
considerations with money - Investing in Mexico, including the Stock Market,
and Funds, Investment houses and Banks.
- Learn whether you should put
money in a Mexican Bank or Investment house, how to manage your finances back
home, how to pay bills online.
- Also an important consideration
is Currency Exchange and we have some International recommended Exchange groups
that allows you to go straight to the International exchange and avoid the
middleman, which can save you thousands of dollars. You can even do a buy
forward account over a year and lock in the rate in advance and transfer
portions over time or all of an amount. Timing a transfer can be everything.
When I bought my Toyota RAV, I saved $5000 usd equivalent because of when we
transferred the money from dollars to pesos. Easy when you know how, and
Focus shows you the way.
- Since Mexico is an
emerging market, you enjoy higher returns than north of the border.
- Learn how to save money on Car
insurance and what happens if you have a car accident.
- What about house insurance, do
you need it?
Cost of Living:
- Discover the cost of living in Mexico and which things cheaper and
which more expensive.
- We cover the overall cost of living by using a real life example
comparing the cost of living in Lake Chapala to how much the same person would have to pay
if they lived in Denver Colorado enjoying a similar lifestyle.
You’ll discover how by moving to Mexico you may be able to retire
much sooner than you think.
An unusual quirk, you’ll learn the effect
of your taxes (north of the border) on your Cost of Living here vs there.
DIF - Pensionado
Learn about this Senior Pensionado Discount Program, how to apply and
what discounts to expect. We give you access to the book of discounts
translated in English for your convenience. Example: discounts on ETN buses
(50%) in Mexico,
discounts on museums and theaters, certain hospitals, doctors and lab tests,
property taxes and much more. Many people who have lived here for years are not
even aware that this benefit is available to foreigners.
Focus Alumni are immediately
eligible for the Focus Benefit Card. There are substantial discounts and
more coming so some great cost savings for day to day living, decreasing your
cost of living even more.
Mike and Lynn McClaughlin, Alberta, 2007, 3 Nov to 10 Nov Program
"We talk about retiring all the time now
(plans are for the summer of 2010) - this from two people who came to
Focus on Mexico last year not planning to retire for at least 5 years!!! We
had no intention of retiring early. We thought we would check out the Lake Chapala
area thinking we would probably live 6 months in Victoria
and 6 months in Mexico.
After attending the Focus program and listened to the Cost of Living seminar,
we found we could retire much earlier."
Financial Planning for
People Moving to Mexico:
- When moving to a foreign
country, there are different financial considerations:
How do you arrange your finances so you have enough money to support the
lifestyle you want.
- How to protect yourself from
- How to invest and get a decent
return in today’s world, without a lot of risk.
- How to generate regular and
sustainable income from your investments.
- How to protect yourself from
currency exchange risk.
Should you give up your
Canadian or U.S.
residency or citizenship. How can you reduce your taxes by moving to Mexico.
- Includes Free consultation.
Flavor of Mexico:
Learn the heart & soul of Mexico and how to best integrate into your new adopted country.