We are pleased to announce that Focus on
Mexico has partnered with Mariners Insurance to put together a Focus Insurance
plan for our clients, whether living in Lake Chapala or any location in Mexico.
This includes Private Health Insurance, Vehicle Insurance and Home Insurance.
We invite you to join the Focus Plan! Be sure to tell Mariners when you
contact them that you want the Focus Plan.
NO Age Limit - this is a huge
plus as most insurance companies do not take new clients after the age of 64
and others after the age of 74.
Includes Major and Minor
Medical with the Best Doctors and Hospitals. If you already have an excellent
doctor you prefer that is not in their network, you can apply to have him
We are applying to have all of
the specialists from Guadalajara that regularly come to Maskaras Clinic (in
Lake Chapala) each week to see their patients, to be added to the Network.
There is also a new hospital to be built here in Lake Chapala and we will apply
to have it added as well.
Waiting periods apply for
Some pre-existing conditions
may be accepted if under control. (Note: We are working on an alternative
policy for people with pre-existing conditions)
Fantastic LOW prices for
private health insurance in Mexico. See below for cost of private health
insurance in Mexico.
Total Annual Premium in Mexican Pesos (examples of USD estimates using 13 pesos to the dollar exchange
Mx $8,140.47 ($618 USD)
Mx $14,277.31 ($1098 USD)
Mx $39,796.80 ($3,021 USD)
Mx $10,286.21 ($780 USD)
Mx $16,387.28 ($1244 USD)
Age 83 Mx $$32,601.47 ($2507 USD)
Note: As you can see, playing with
the deductible can bring your premium down substantially.
The Travel Medical Coverage has two coverage limit options; $20,000 or $50,000 USD. Either should be a sufficient amount of money to take care of Medical or Dental Emergencies while traveling in Mexico. Follow up care can be given when you return to your home country if necessary.
you are visiting Mexico, Tourist Vehicle insurance is available for your
American or Canadian vehicle. Residency Auto insurance is available once you
become a resident and own a Mexico-registered vehicle.
Caution: Don’t buy your vehicle
insurance at the border or you will pay too much.
If you will be driving an Auto in Mexico, you need to know that
the vehicle insurance coverage you rely on daily at home does not protect you
once you cross the international border. As the US State Department advises
on its web site:
U.S. automobile liability insurance is not valid in
Mexico, nor is most collision and comprehensive coverage issued by U.S.
companies. Motor vehicle insurance is considered invalid in Mexico if the
driver is found to be under the influence of alcohol or drugs.
Policy features for personal-use vehicles registered outside
traveling in Mexico:
Note: for motorhomes and RV's, only liability coverage is available
Features of our auto
insurance for Mexico–registered vehicles
These features, backed by these insurance
companies, along with their English language service and your policy in
English, make their car insurance package the best vehicle insurance available
for Mexico–resident Americans and Canadians.
Note: We compared the cost of car insurance for a
new 2012 BMW with Mexican plates:
Chapala company: $21,000 pesos
Mariners Agency: $12,600 pesos
Taken from Mariners Website:
“We pioneered delivery of service and policies in English for home
insurance in Mexico. An easy to read English language policy translation
provides peace of mind. We did not stop there. Mariners
Insurance Mexico has
negotiated the following unique features for your home located anywhere in
The Mariners Mexico™ Homeowners Program offers the only
insurance product that protects the buyer's investment and lender's interest in
the event of total loss. Mariners Mexico™ homeowner's policies are underwritten
by GMX Seguros.
This coverage is available anywhere in Mexico only for solidly
constructed buildings, not for homes with wood ceilings or walls.”