National and International Private Insurance Available
The cost of Private Insurance in Mexico varies, of course, depending upon your age, deductible and company and can range from $800 to $2000 U.S. (or more) per person (certain restrictions may apply). There are any number of companies offering a variety of options depending on what you want and how much you are willing to pay. Price depends on age, the “class” of hospital you choose, deductible/co-insurance levels and maximum policy level. You can select from the small (but good) hospitals with company-selected doctors to the “glitzy” new hospitals with the top doctors/specialists (more expensive).
Many people will take Private insurance more as Emergency coverage, like an illness that is diagnosed by your doctor and requires hospitalization and treatment instead of a comprehensive and more expensive policy to cover annual check-ups etc. Because the local doctor visits are relatively inexpensive, it may be advisable to simply pay as you go for day to day issues (colds, minor upsets, etc.) or many pre-existing conditions. Check out the Discount Program offered by Maskaras Clinic (link in Navigation sidebar) that can cover these day to day issues.
Some of the insurance companies may have agreements with the hospitals and will pay directly. Others work on a reimbursement basis – you pay, then submit a claim to your insurer and they reimburse you.
Focus Announcement:
Focus has recently been introduced to a new option which benefits exceed every other policy we have found to date. Check out the link below to Mariner's Insurance. They have found us a Health Insurance Plan (open to all) that has the best prices on the market. Example: With a $4000 deductible, at age 60, you pay under $800 US for unlimited coverage and it covers both Major Medical - top notch hospitals and doctors, as well as Minor Medical - day to day doctor visits. And at age 83, you pay just under $2300 U.S. a year. Note: Some pre-existing conditions may be an issue. We are working with them for other options in these cases. Contact marie@focusonmexico.com if you wish to be on our list for additional information and options as they arise.